Auto Insurance

Auto insurance can help provide essential coverage to Oklahoma drivers. Contact Gomez Tax & Insurance in Oklahoma City, Oklahoma, to learn how to get appropriate auto insurance coverage.

What Factors Affect Auto Insurance Rates?

Various factors influence auto insurance rates, including the driver’s age, driving record and location, as younger drivers or those with a history of accidents or traffic violations typically face higher rates. The type of vehicle being insured also affects premiums, with rates varying based on the car’s make, model, age and safety features. Other factors include the amount of coverage selected, the driver’s credit history and the frequency of claims in the area where the driver lives.

How Can I Lower My Auto Insurance Premium?

There are several ways to help secure lower auto insurance premiums, including the following:

• Consider increasing your deductible, which you pay out of pocket, before insurance kicks in.
• Maintain a good credit score and clean driving record.

Ask about discounts offered by insurance companies, such as those for safe driving, multiple policies, low annual mileage and installing safety features in your vehicle.

How to Get Auto Insurance Quotes

Your agent can help you get favorable auto insurance rates by comparing multiple quotes. Contact Gomez Tax & Insurance today to get personalized car insurance quotes.